Trust you can verify
Your engineers and auditors can inspect the code that computes interest, posts GL entries, and builds schedules.
The system of record that holds your loans will ship under Apache 2.0 at our public launch — a modern core, rewritten nearly end to end from its Apache Fineract roots. Read it, audit it, keep it — the public repository opens alongside the launch, because the ledger your business depends on should never be somebody else’s secret.
Why open source
Your engineers and auditors can inspect the code that calculates schedules, posts ledger entries, and supports your loan data.
Your engineers and auditors can inspect the code that computes interest, posts GL entries, and builds schedules.
Apache 2.0 lets you run, modify, and fork the core with us or without us. The schema and APIs remain documented for migration or independent operation.
We started from Apache Fineract, then rebuilt the core almost entirely. What we kept is what a decade of production portfolios at regulated institutions taught the community — the lending semantics that have to be right.
Standard databases (PostgreSQL, MariaDB), standard deployment (Docker, Kubernetes), documented REST APIs with OpenAPI specs — nothing about your stack is proprietary to us.
Open and commercial products
The lending core is open source under Apache 2.0. The servicing control plane, workspace, and AI agents are commercial products that can run on LendEasy's core or yours.
The lending core: configurable loan products, schedule engines, payments, charges, delinquency, integrated accounting and GL, and the REST APIs over all of it — the complete loan management system your portfolio lives in.
Explore the lending coreThe servicing control plane, servicing workspace, and AI agents are licensed commercially. They connect to the open core or your existing system of record through a documented integration.
See the full platformA documented exit path
You keep the open-source core, your data in a standard database, and the documented APIs your integrations use.
Design partners get the code and the one-command demo environment first — including teams evaluating the core as part of technical diligence.
Request early accessFAQ
No. LendEasy is open-core: the lending core — the system of record holding your loans, schedules, payments, and accounting — is open source under Apache 2.0. The servicing control plane, servicing workspace, and AI agents are commercial products that run on it or on the core you already use. The lending core remains available for your team to inspect and keep.
Evaluate the open core as part of your diligence: read the code, run the demo, and walk through the documented exit path with the founding team.